Overview
New Business and Renewals in Expert Insured centralize submission intake, underwriting, quote to bind, and renewal workflows in one place. It connects the front office and back office so teams can move faster with fewer handoffs, all within Policy Management.
Built for MGAs, MGUs, wholesalers, and carriers, this capability shortens cycle times, improves submission quality, and ensures consistent processes across markets and lines. Expert Insured brings a modern agency management system experience to the entire policy lifecycle.
Why it Matters
- Reduce time to quote and bind with guided intake, automated tasks, and precise handoffs.
- Improve hit ratio and retention with renewal prefill, remarketing tools, and timely outreach.
- Strengthen compliance through clear authorities, auditable actions, and controlled document handling.
- Minimize rekeying and errors by reusing structured data from submission through issuance and renewal.
Who it is For
- Distribution and underwriting teams at MGAs, MGUs, and Program Administrators, Wholesalers, and Carriers.
- Lines of business including Commercial Specialty, Transportation, Workers Compensation, and Personal Lines.
- New business desks, underwriting assistants, account managers, and policy servicing teams coordinating submission through renewal.
How it Works
- Guided submission intake and clearance with appetite checks, deduping, and required data validation aligned to your process.
- Multi-market quote requests and tracking, including reminders and side-by-side comparisons using request and track quotes.
- Proposal, quote, and binder generation with templates and version control via quote and binder generation.
- One-click move from bind to issue with data carryforward using policy issuance.
- Renewal pipeline automation with prefill from expiring terms, remarketing, and task schedules guided by the policy lifecycle overview.
- Centralized document capture with automatic filing to the right account or policy via Centralized Document Repository and Automatic Policy Association.
- Fast retrieval during reviews through smart document tagging and search.
Why Expert Insured is Best for New Business and Renewals
Expert Insured was designed for intermediated distribution and complex risks, not retrofitted from personal lines. You get configurable workflows that match your authority model, deep document intelligence for unstructured submissions, and reliable data carryforward from submission through renewal. As a proven agency management system and insurance management platform, it delivers consistent execution at scale while preserving underwriter judgment where it matters.